Skip to content

🛠️ Tools to Track Your Financial Progress

💬 Meta Description:
Discover the best tools to track your financial progress, control expenses, set goals, and invest wisely. Organize your financial life with ease.

💡 Why tracking your financial progress is essential

You can’t improve what you don’t measure.
Tracking your financial progress helps you understand where your money goes, correct mistakes, and celebrate your wins.

With the right tools, you can:

  • Control daily spending

  • Track savings and goals

  • Monitor debts and investments

  • Make smarter financial decisions

In this Dicas de Bolso guide, we present the best free and paid tools to transform your relationship with money.

🧩 Types of Financial Tools

Before we dive into specific names, it’s important to understand the main types of tools available:

Type Main Function
Spreadsheets Detailed and personalized control
Mobile apps Daily tracking, goals, alerts, graphs
Investment platforms Track portfolio and profitability
Financial organizers Overview of accounts, debts, assets

You can use just one or combine several for a more complete control system.

📊 1. Financial Spreadsheets (Excel and Google Sheets)

Spreadsheets are ideal for those who like detailed control and full customization.

🟢 Advantages:

  • Free

  • 100% customizable

  • Complete and detailed overview

  • Can be automated with formulas

📥 Tip:
Use spreadsheets with tabs like:

  • Monthly budget

  • Savings goals

  • Debt tracking

  • Net worth evolution

➡️ Dicas de Bolso bonus: Download our free Annual Financial Tracker Spreadsheet.

📱 2. Personal Finance Apps

Practical, quick, and easy to use, apps are great for daily monitoring.

🔝 Recommended Apps:

✅ Mobills

  • Syncs with bank accounts

  • Displays intuitive graphs

  • Free and premium versions available

✅ Organizze

  • User-friendly interface

  • Allows savings goal tracking

  • Bill due date alerts

✅ Minhas Economias

  • Budget, goals, and investment tracking

  • Completely free

  • Popular among beginners

🟢 Advantages:

  • Portable (on your phone)

  • Helpful notifications

  • Sync with banks

  • Visual graphs and reports

🖥️ 3. Investment Platforms

If you’ve started investing, you need to track your returns and rebalance your portfolio.

💼 Useful tools:

✅ Rico, XP, NuInvest, BTG Pactual

  • Brokers with clear dashboards

  • Show portfolio performance

  • Simulate future contributions

✅ Kinvo

  • Tracks overall investment performance

  • Consolidates assets from different brokers

  • Ideal for beginner and intermediate investors

✅ Trademap

  • Tracks stocks, REITs, government bonds, crypto

  • Real-time quotes

  • Full net worth visualization

📋 4. All-in-One Financial Organizers

Some platforms combine various features: budgeting, debt tracking, investments, and goal setting.

🔧 Highlight:

✅ Guiabolso

  • Connects to accounts and cards automatically

  • Shows your credit score

  • Offers personalized financial health tips

🎯 5. Goal-Tracking Tools

If your focus is reaching specific financial goals (like saving for a dream), these tools can help:

  • Grana: simple app to set and track visual goals

  • 52 Weeks: classic savings method with dedicated apps

  • Notion or Trello: adaptable to create your own “financial dashboard”

🧠 How to choose the best tool for you

Ask yourself:

  • Do you prefer something simple or detailed?

  • Do you want to use it on your phone or computer?

  • Are you okay connecting your bank accounts?

  • Do you need a tool focused on budgeting, goals, or investments?

There’s no perfect tool — just the best one for your profile.
Start with one and experiment until you find what works best for you.

✅ Conclusion

Tracking your financial progress is a powerful habit that can change your life.

With the right tools, it becomes simple and part of your routine.

🔑 The secret isn’t in the tool — it’s in how you use it.
Stay consistent, review your numbers every month, and celebrate each step toward financial freedom.